What Personal Injury Lawyers Need to Know about Financial Planning During and Post-Financial Settlement

Securing a strong settlement or TPD outcome is only part of your client’s personal injury journey. What happens at and after settlement can have a significant impact on whether that outcome delivers lasting value. While you are not expected to provide financial advice, your ability to identify risks, guide next steps and connect clients with the right support can make a meaningful difference to their long-term position. Across the series, you will gain practical insight into the common post-settlement issues that can affect financial stability, superannuation, tax, Centrelink and asset protection, with clear, real-world guidance you can apply immediately in practice. The result is better-informed client support, stronger long-term outcomes and greater confidence that the value of the result you achieved is not lost after settlement.  

Description

Attend the 3-part series and earn 3 CPD units in Professional Skills 
This program is applicable to practitioners from all States & Territories

Personal injury: The First 12–24 Months: Protecting Outcomes After a Lump Sum or Benefit Starts

Wednesday, 12 August 2026

While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

Professional skills
1.00pm to 2.00pm Personal injury: The First 12–24 Months: Protecting Outcomes After a Lump Sum or Benefit Starts

 

While you are not expected to provide financial advice, the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference.

In this practical, case study-based workshop, you will gain:

  • Greater confidence in supporting client’s post-settlement without stepping outside your professional boundaries
  • Insights into common financial pitfalls that can quickly erode settlements or undermine benefit arrangements
  • An understanding of behavioural risks your clients may exhibit, including urgency, short-term decision-making and cognitive overload
  • Strategies to help stabilise your client’s position early, leading to better long-term outcomes
  • Tools to reduce future complaints or dissatisfaction, including the all-too-common “why didn’t anyone tell me?” scenarios

Presented by Nicola Beswick, Founder and Financial Advisor, White Rabbit Advisory

Description

Attend and earn 1 CPD unit in Professional Skills 
This program is applicable to practitioners from all States & Territories

Presenters

Nicola Beswick, Managing Principal and Founder, White Rabbit Advisory
Nicola is an ex-lawyer turned financial adviser and founder of White Rabbit Advisory. She is also the Chair of the Pro Bono Financial Advice Network (PFAN). Nicola has completed the Certified Financial Planner®, Accredited Aged Care Professional™, and SMSF Specialist Advisor™ and holds a Masters in Financial Planning. She is also a passionate MS advocate.

 

Register for this session only

Personal injury: Understanding Super, Tax and Structures After TPD / Compensation, the Stuff That Can Undo a ‘Good’ Result

Wednesday, 19 August 2026

A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

Description

Attend and earn 1 CPD unit in Professional Skills 
This program is applicable to practitioners from all States & Territories

Professional skills
1.00pm to 2.00pm Personal injury: Understanding Super, Tax and Structures After TPD/Compensation, the Stuff That Can Undo a ‘Good’ Result

 

Examine the practical issues that commonly arise immediately after TPD or compensation payments, issues that, if overlooked, can permanently reduce your client’s financial position and undermine the result you’ve achieved.

 

In this practical, case study-based workshop, you will gain:

  • Greater confidence in navigating post-TPD superannuation issues, including conditions of release and access pathways
  • A clearer understanding of taxable and tax-free components and how these impact the net benefit your client receives
  • Insight into how different compensation payments are treated for tax purposes, including the distinction between income replacement and capital amounts
  • Awareness of common structuring missteps, including when funds are withdrawn, retained, or contributed in ways that disadvantage the client
  • The ability to identify early warning signs, so you can direct clients toward timely financial advice before decisions are locked in

Explore how these issues affect your clients in practice, including:

  • Their long-term financial stability and sustainability
  • Their exposure to unnecessary tax and avoidable loss of funds
  • Their eligibility for benefits and ongoing entitlements
  • Their overall confidence in, and perception of, the outcome you secured

By strengthening your understanding of these post-settlement financial mechanics, you can:

  • Help preserve the true value of compensation and TPD outcomes
  • Provide more holistic and client-focused support at a critical decision point
  • Reduce the risk of future dissatisfaction, complaints, or “missed opportunity” concerns
  • Reinforce your position as a trusted adviser focused on your client’s long-term wellbeing not just the legal result

Presented by Nicola Beswick, Founder and Financial Advisor, White Rabbit Advisory

Presenters

Nicola Beswick, Managing Principal and Founder, White Rabbit Advisory
Nicola is an ex-lawyer turned financial adviser and founder of White Rabbit Advisory. She is also the Chair of the Pro Bono Financial Advice Network (PFAN). Nicola has completed the Certified Financial Planner®, Accredited Aged Care Professional™, and SMSF Specialist Advisor™ and holds a Masters in Financial Planning. She is also a passionate MS advocate.

 

Register for this session only

Personal injury: Structuring the Settlement So the Money Works: Super ‘Personal Injury’ Contributions, Centrelink and Asset Protection

Wednesday, 26 August 2026

A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

Description

Attend and earn 1 CPD unit in Professional Skills 
This program is applicable to practitioners from all States & Territories

Professional skills
1.00pm to 2.00pm Personal injury: Structuring the Settlement So the Money Works: Super ‘Personal Injury’ Contributions, Centrelink and Asset Protection

 

Focus on the practical “hidden levers” that can preserve and enhance your client’s financial position, helping ensure the outcome you’ve achieved continues to work for them long term.

 

Through a practical, case study-based intensive, you will gain:

  • A clearer understanding of personal injury superannuation contributions, including when a TAC or personal injury settlement can be contributed under the special rules
  • Awareness of critical timing requirements, including the strict 90-day window and use of the ATO election form (NAT 71162), and the risks of missing these steps
  • Insight into how contribution decisions interact with access to super, trustee discretion, and broader tax considerations (at a high level, within your role)
  • A practical understanding of when Centrelink or DSP becomes relevant and how this influences structuring decisions
  • Knowledge of what clients (and their treating professionals) typically need to provide to support benefit eligibility and ongoing claims

Explore how these issues affect your clients in practice, including:

  • Their ability to preserve more of their settlement in a concessionally taxed environment
  • Their eligibility for Centrelink benefits and long-term income support
  • Their exposure to unnecessary financial loss due to missed opportunities or timing errors
  • Their overall financial security and confidence in the outcome you secured

 

By strengthening your understanding of these structuring considerations, you can:

  • Help maximise and protect the real value of settlement proceeds
  • Identify critical steps that must be taken early before options are lost
  • Provide more informed, client-focused guidance at the point of resolution
  • Reduce the risk of future dissatisfaction or “missed opportunity” concerns
  • Reinforce your role as a trusted adviser focused on long-term outcomes, not just settlement

Presented by Nicola Beswick, Managing Principal and Founder, White Rabbit Advisory

Presenters

Nicola Beswick, Managing Principal and Founder, White Rabbit Advisory
Nicola is an ex-lawyer turned financial adviser and founder of White Rabbit Advisory. She is also the Chair of the Pro Bono Financial Advice Network (PFAN). Nicola has completed the Certified Financial Planner®, Accredited Aged Care Professional™, and SMSF Specialist Advisor™ and holds a Masters in Financial Planning. She is also a passionate MS advocate.

 

Register for this session only

WEB268N03

What Personal Injury Lawyers Need to Know about Financial Planning During and Post-Financial Settlement

CHOOSE YOUR SESSION AND
DELIVERY MODE BELOW

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While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

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A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

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A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

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All Sessions
Wednesday, 12 August 2026,
Wednesday, 19 August 2026,
Wednesday, 26 August 2026
CPD Points 3
$420.00
$294.00
Online 20260615

Online

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Register
On Demand 20260615

Post Seminar Recording

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While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

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A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

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A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

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While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

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A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

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A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

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While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

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A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

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A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

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While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

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A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

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A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

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While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

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A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

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A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

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While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

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A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

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A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

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[{date=12/08/26, zoom_event_id=3-EK484_TfuMmaebCRXUGw, seminar_description_for_website=

While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

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A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

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A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

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[{date=12/08/26, zoom_event_id=3-EK484_TfuMmaebCRXUGw, seminar_description_for_website=

While as a legal advisor you are not expected to, and are not permitted to, provide financial advice but the way you frame next steps, identify red flags and guide your client to appropriate support can make a measurable difference. Your role in achieving a strong settlement outcome doesn’t end when the matter resolves, it directly shapes your client’s experience in the critical months that follow. The decisions made immediately after a lump sum payment can significantly impact whether your client truly benefits from the outcome you have secured for them. Using real-life examples gain practical insights you can immediately apply in your practice, helping you protect the outcomes you’ve worked hard to achieve and ensuring your clients feel supported well beyond settlement. 

, timezone=Australia/Sydney, hs_object_id=54795935608, event_name=Personal injury: The First 12–24 Months: Protecting Outcomes After a Lump Sum or Benefit Starts, id=54795935608, speaker_profile_ids=56930655343,}, {date=19/08/26, zoom_event_id=0oPkVvIzRmGtmn4wWojHmg, seminar_description_for_website=

A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.  

, timezone=Australia/Sydney, hs_object_id=54784635549, event_name=Personal injury: Understanding Super, Tax and Structures After TPD / Compensation, the Stuff That Can Undo a ‘Good’ Result, id=54784635549, speaker_profile_ids=56930655343}, {date=26/08/26, zoom_event_id=Pwk7xb2cT1Gt_FuJkzlgFg, seminar_description_for_website=

A well-negotiated settlement can be significantly strengthened, or unintentionally undermined, by how it is structured at the point of resolution and what happens in the days immediately after funds are received. As the legal advisor, you are often the only professional involved early enough to influence how the settlement is documented and to shape your client’s next steps. Ensure you understand the small decisions at this stage that can have lasting consequences for tax outcomes, Centrelink eligibility and asset protection. 

, timezone=Australia/Sydney, hs_object_id=54784759602, event_name=Personal injury: Structuring the Settlement So the Money Works: Super ‘Personal Injury’ Contributions, Centrelink and Asset Protection, id=54784759602, speaker_profile_ids=56930655343}]