A strong TPD or compensation outcome can quickly lose value if superannuation access, tax treatment, and structuring decisions are not handled carefully in the early stages. As a personal injury lawyer, you play a critical role at the point where legal resolution meets financial reality. While you are not advising on super or tax, your ability to identify risks, manage client expectations and guide them toward appropriate support can significantly influence their long-term outcome.
Wednesday, 19 August 2026
Description
Attend and earn 1 CPD unit in Professional Skills
This program is applicable to practitioners from all States & Territories
Professional skills
1.00pm to 2.00pm Personal injury: Understanding Super, Tax and Structures After TPD/Compensation, the Stuff That Can Undo a ‘Good’ Result
Examine the practical issues that commonly arise immediately after TPD or compensation payments, issues that, if overlooked, can permanently reduce your client’s financial position and undermine the result you’ve achieved.
In this practical, case study-based workshop, you will gain:
- Greater confidence in navigating post-TPD superannuation issues, including conditions of release and access pathways
- A clearer understanding of taxable and tax-free components and how these impact the net benefit your client receives
- Insight into how different compensation payments are treated for tax purposes, including the distinction between income replacement and capital amounts
- Awareness of common structuring missteps, including when funds are withdrawn, retained, or contributed in ways that disadvantage the client
- The ability to identify early warning signs, so you can direct clients toward timely financial advice before decisions are locked in
Explore how these issues affect your clients in practice, including:
- Their long-term financial stability and sustainability
- Their exposure to unnecessary tax and avoidable loss of funds
- Their eligibility for benefits and ongoing entitlements
- Their overall confidence in, and perception of, the outcome you secured
By strengthening your understanding of these post-settlement financial mechanics, you can:
- Help preserve the true value of compensation and TPD outcomes
- Provide more holistic and client-focused support at a critical decision point
- Reduce the risk of future dissatisfaction, complaints, or “missed opportunity” concerns
- Reinforce your position as a trusted adviser focused on your client’s long-term wellbeing not just the legal result
Presented by Nicola Beswick, Founder and Financial Advisor, White Rabbit Advisory
Presenters
Nicola Beswick, Managing Principal and Founder, White Rabbit AdvisoryNicola is an ex-lawyer turned financial adviser and founder of White Rabbit Advisory. She is also the Chair of the Pro Bono Financial Advice Network (PFAN). Nicola has completed the Certified Financial Planner®, Accredited Aged Care Professional™, and SMSF Specialist Advisor™ and holds a Masters in Financial Planning. She is also a passionate MS advocate.
This seminar is part of a series
What Personal Injury Lawyers Need to Know about Financial Planning During and Post-Financial Settlement
Securing a strong settlement or TPD outcome is only part of your client’s personal injury journey. What happens at and after settlement can have a significant impact on whether that outcome delivers lasting value. While you are not expected to provide financial advice, your ability to identify risks, guide next steps and connect clients with the right support can make a meaningful difference to their long-term position. Across the series, you will gain practical insight into the common post-settlement issues that can affect financial stability, superannuation, tax, Centrelink and asset protection, with clear, real-world guidance you can apply immediately in practice. The result is better-informed client support, stronger long-term outcomes and greater confidence that the value of the result you achieved is not lost after settlement.
Description
Attend the 3-part series and earn 3 CPD units in Professional Skills
This program is applicable to practitioners from all States & Territories
View series listing
