Navigating the Evolving Credit Contracts and Consumer Finance Act Landscape: Recent Reforms, Regulatory Shift, and BNPL Expansion

If you only have one hour to gain an understanding of the implications of the Credit Law reforms from the Credit Contracts and Consumer Finance Act (CCCFA) then this is it! Unpack the significant shift in oversight from the Commerce Commission to the Financial Markets Authority, what this means for regulatory approach and enforcement, and the recent extension of the regime to Buy Now, Pay Later (BNPL) products. This session will equip you with a clear understanding of key compliance expectations and next steps in a rapidly changing environment.

Tuesday, 16 September 2025
Chair:

Dr Maria Pozza, Director and Principal, Gravity Lawyers

Learning Objectives:
  • Understand the recent legislative reforms to the Credit Contracts and Consumer Finance Act
  • Unpack the regulatory change from the Commerce Commission to the Financial Markets Authority
  • Understand the expansion of the regime to Buy Now, Pay Later products
Description

Attend and earn 1 CPD Hour

* This interactive online recording includes questions and quizzes requiring critical thinking about the topics, so you have no annual limits to the number of points/hours you can claim with this format of learning. Please verify with your CPD rules

Navigating the Evolving CCCFA Landscape: Recent Reforms, Regulatory Shift, and BNPL Expansion

 

  • Gain an overview and update on the Credit Contracts and Consumer Finance Act (CCCFA), exploring recent legislative reforms and their practical implications for lenders
  • Examine the significant shift in oversight from the Commerce Commission to the Financial Markets Authority, what this means for regulatory approach and enforcement
  • Examine the recent extension of the regime to Buy Now, Pay Later (BNPL) products 

Presented by Richard Massey, Partner, Bell Gully

Presenters

Dr Maria Pozza, Director and Principal Lawyer, Gravity Lawyers
Dr Pozza is the Director and Principal lawyer of Gravity Lawyers. Her expertise includes: Commercial international space law, international military space law, domestic legislative frameworks over military and commercial uses in space as well as international law space law dealing with armed conflict and aggressive uses. She provides expertise in legal and technical frameworks concerning cybersecurity and IT, Unmanned Aerial Vehicles (UAVs), and technology laws. She has been the course coordinator for the University of Victoria‚ Cyber Security and International Relations, as well as a lecturer for the International Relations course. As a prolific publisher, Dr Pozza has edited and published a book on Risk Management in Outer Space Activities, An Australian and New Zealand Perspective, as part of her Book Series titled Space Law and Policy. She has been involved in the development of numerous space law publications that range from academic articles, professional publications, guidance materials, and books. Dr Pozza has supervised at master level and is currently supervising at the PhD level with the University of Otago. Her expertise on international and national space law, is often called upon by a wide range of domestic and international clients and institutions.

Richard Massey, Partner, Bell Gully
Richard Massey is a partner at Bell Gully, specialising in evolving regulation in financial services regulation and consumer credit law. He has extensive experience advising clients on compliance with the Credit Contracts and Consumer Finance Act and regularly assists lenders and financial institutions with navigating complex regulatory requirements. Beyond the CCCFA, Richard’s practice areas span fintech and payments, open banking, privacy and data, AI and the regulation of emerging technologies.




This seminar is part of a series

In-House Counsel Lunchtime Learning

In-House Counsel are under more pressure than ever with expanding workloads, shrinking budgets and increasing regulatory complexitySign up for this lunchtime series of webinars to ensure that you are across the latest developments and gain essential strategies, practical tips plus vital legislative and case law updates - all aimed to assist you to reduce risk and meet regulatory requirements. Make it easy & save by registering for the full series or just the sessions that interest you. Watch each session live online or as an on-demand recording to watch at a time convenient to you.

Description

Attend all 5 sessions and earn 5 CPD Hours

 

If you register for the full series as a live online product after the date of an individual session, you will be sent the recording for the sessions that have passed. Alternatively, you can register for individual sessions by following the links below.

 

View series listing

WEB259NZA09C

Navigating the Evolving Credit Contracts and Consumer Finance Act Landscape: Recent Reforms, Regulatory Shift, and BNPL Expansion

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In-House Counsel are under more pressure than ever with expanding workloads, shrinking budgets and increasing regulatory complexitySign up for this lunchtime series of webinars to ensure that you are across the latest developments and gain essential strategies, practical tips plus vital legislative and case law updates - all aimed to assist you to reduce risk and meet regulatory requirements. Make it easy & save by registering for the full series or just the sessions that interest you. Watch each session live online or as an on-demand recording to watch at a time convenient to you.

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Single Session
Tuesday, 16 September 2025
to New Zealand
CPD Points 1
$130.00
Online 20251003 20250916

Interactive On Demand

Register
Claim uncapped CPD units from this interactive program.

*Check your rules on interactive recordings.
On Demand 20251003 20250916

Interactive On Demand

Register
Claim uncapped CPD units from this interactive program.

*Check your rules on interactive recordings.
[{date=, seminar_description_for_website=

In-House Counsel are under more pressure than ever with expanding workloads, shrinking budgets and increasing regulatory complexitySign up for this lunchtime series of webinars to ensure that you are across the latest developments and gain essential strategies, practical tips plus vital legislative and case law updates - all aimed to assist you to reduce risk and meet regulatory requirements. Make it easy & save by registering for the full series or just the sessions that interest you. Watch each session live online or as an on-demand recording to watch at a time convenient to you.

, timezone=New Zealand, hs_object_id=29495014718, event_name=In-House Counsel Lunchtime Learning, id=29495014718}]
[{date=, seminar_description_for_website=

In-House Counsel are under more pressure than ever with expanding workloads, shrinking budgets and increasing regulatory complexitySign up for this lunchtime series of webinars to ensure that you are across the latest developments and gain essential strategies, practical tips plus vital legislative and case law updates - all aimed to assist you to reduce risk and meet regulatory requirements. Make it easy & save by registering for the full series or just the sessions that interest you. Watch each session live online or as an on-demand recording to watch at a time convenient to you.

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[{date=, seminar_description_for_website=

In-House Counsel are under more pressure than ever with expanding workloads, shrinking budgets and increasing regulatory complexitySign up for this lunchtime series of webinars to ensure that you are across the latest developments and gain essential strategies, practical tips plus vital legislative and case law updates - all aimed to assist you to reduce risk and meet regulatory requirements. Make it easy & save by registering for the full series or just the sessions that interest you. Watch each session live online or as an on-demand recording to watch at a time convenient to you.

, timezone=New Zealand, hs_object_id=29495014718, event_name=In-House Counsel Lunchtime Learning, id=29495014718}]
[{date=, seminar_description_for_website=

In-House Counsel are under more pressure than ever with expanding workloads, shrinking budgets and increasing regulatory complexitySign up for this lunchtime series of webinars to ensure that you are across the latest developments and gain essential strategies, practical tips plus vital legislative and case law updates - all aimed to assist you to reduce risk and meet regulatory requirements. Make it easy & save by registering for the full series or just the sessions that interest you. Watch each session live online or as an on-demand recording to watch at a time convenient to you.

, timezone=New Zealand, hs_object_id=29495014718, event_name=In-House Counsel Lunchtime Learning, id=29495014718}]
[{date=, seminar_description_for_website=

In-House Counsel are under more pressure than ever with expanding workloads, shrinking budgets and increasing regulatory complexitySign up for this lunchtime series of webinars to ensure that you are across the latest developments and gain essential strategies, practical tips plus vital legislative and case law updates - all aimed to assist you to reduce risk and meet regulatory requirements. Make it easy & save by registering for the full series or just the sessions that interest you. Watch each session live online or as an on-demand recording to watch at a time convenient to you.

, timezone=New Zealand, hs_object_id=29495014718, event_name=In-House Counsel Lunchtime Learning, id=29495014718}]